WASHINGTON (AP) - A report is showing that more Americans are keeping up with their credit-card payments.
The American Bankers
Association says the percentage of bank-issued credit cards that were 30
days or more overdue fell to an 11-year low in the second quarter. That
came as consumers keep a tighter grip on their finances amid economic
But the association says
delinquencies rose on home-equity loans, home-equity lines of credit and
home improvement loans in the April-June quarter. The association notes
that it will take time for the recovery in the housing market to be
reflected in lower delinquency rates.
in the second quarter fell below 3 percent of total accounts for the
first time since 2001, reaching 2.93 percent. That's down from 3.08
percent in the first quarter.
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