Saturday, November 3 2012 1:20 AM EDT2012-11-03 05:20:47 GMT
The bigger the audience -- the bigger the effort. Midstate musicians Wendy and Reese Crane are playing gigs to collect supplies and raise awareness to Hurricane Sandy relief aid. In the wake of SuperstormMore >>
The bigger the audience, the bigger the effort. Midstate musicians Wendy and Reese Crane are playing gigs to collect supplies and raise awareness of Hurricane Sandy relief aid.More >>
Friday, November 2 2012 1:52 PM EDT2012-11-02 17:52:39 GMT
Nearly 10,000 people in central Pennsylvania were without power Monday afternoon as winds picked up in advance of Hurricane Sandy.PPL reported more than 2,600 customers were without electricity as of 2More >>
Utility crews continue to make progress in returning electricity to Pennsylvanians who lost power during Hurricane Sandy.More >>
Friday, November 2 2012 1:46 PM EDT2012-11-02 17:46:39 GMT
The Pennsylvania Department of Transportation said about 160 state roads in south-central Pennsylvania were closed Tuesday morning because of Hurricane Sandy.PennDOT spokesman Greg Penny said most affectedMore >>
The Pennsylvania Department of Transportation reported 16 state road closures in south-central Pennsylvania Friday afternoon following Hurricane Sandy.More >>
Friday, November 2 2012 1:30 PM EDT2012-11-02 17:30:04 GMT
Governor Tom Corbett met Friday with 50 emergency medical services workers who were on their way to help New Jersey residents with their Hurricane Sandy recovery efforts. The governor met with the emergencyMore >>
Governor Tom Corbett met Friday with 50 emergency medical services workers who were on their way to help New Jersey residents with their Hurricane Sandy recovery efforts.More >>
Thursday, November 1 2012 2:52 PM EDT2012-11-01 18:52:51 GMT
Governor Tom Corbett has announced that Pennsylvania homeowners will not have to pay hurricane deductibles on insurance claims stemming from damage caused by Hurricane Sandy."Insurance deductibles couldMore >>
Governor Tom Corbett has announced that Pennsylvania homeowners will not have to pay hurricane deductibles on insurance claims stemming from damage caused by Hurricane Sandy.More >>
Thursday, November 1 2012 7:42 AM EDT2012-11-01 11:42:06 GMT
An 8-year-old boy was killed when a tree limb broke off and struck him, according to state police. The child was walking with his father on Bronson Hill Road near Bridgewater and New Millford TownshipsMore >>
The death of an 86-year-old Berks County man is the 12th linked to Hurricane Sandy in Pennsylvania and the fourth storm-related fatality caused by carbon monoxide poisoning from generator fumes.More >>
Wednesday, October 31 2012 1:41 PM EDT2012-10-31 17:41:46 GMT
About 200 residents in Lancaster County have been given the all clear to go back into their homes following Superstorm Sandy.They were evacuated Monday night when the Pennsylvania Fish and Boat CommissionMore >>
About 200 people living downstream of Speedwell Forge Lake in Lancaster County have been given the all-clear to return to their homes.More >>
Wednesday, October 31 2012 1:02 PM EDT2012-10-31 17:02:11 GMT
The Route 74 bridge over the Little Conewago Creek in York County has been closed because of Hurricane Sandy.Northern York County Regional police said the bridge on the Dover and West Manchester townshipMore >>
PennDOT said its inspection crews have checked out the bridge that carries Route 74 over the Little Conewago Creek in Dover Township, York County and have given their okay to reopen it.More >>
Wednesday, October 31 2012 5:41 AM EDT2012-10-31 09:41:13 GMT
Professional tree trimmers are keeping very busy after the October Superstorm. Sandy really left her mark across the midstate. In one Susquehanna Township neighborhood, the storm pulled a huge tree rightMore >>
Professional tree trimmers are keeping very busy after the October Superstorm.More >>
Saturday, November 3 2012 5:32 PM EDT2012-11-03 21:32:42 GMT
The cleanup continues throughout the Midstate from Sandy, and some homeowners aren't waiting for the insurance companies. A Penbrook man took matters into his own hands Wednesday morning, hiring a HockerMore >>
The cleanup continues throughout the Midstate from Sandy, and some homeowners aren't waiting for the insurance companies.More >>
Governor Tom Corbett has announced that Pennsylvania homeowners will not have to pay hurricane deductibles on insurance claims stemming from damage caused by Hurricane Sandy.
"Insurance deductibles could have added significant costs to Pennsylvanians already struggling to clean up and rebuild after Hurricane Sandy," Corbett said in a news release Thursday. "Insurance companies have deployed catastrophe teams to Pennsylvania and they have been advised that hurricane deductibles should not be applied to any homeowner's insurance claims."
Some homeowner's insurance policies for properties in Pennsylvania have special "hurricane," "tropical storm" or "named storm" deductibles based on a percentage of a property's insured value. These deductibles typically range from one percent of a home's insured value to five percent.
"We are very pleased with the initial, proactive response we're seeing from insurance companies and their commitment to helping Pennsylvanians recover," Insurance Commissioner Michael Consedine said. "Insurance companies are experts in managing risk and responding to disaster. We will actively monitor the insurance industry to ensure they are fulfilling their commitments to their policyholders."
While homeowners are still responsible for paying their standard homeowner deductibles for wind and storm-related claims, they will not be hit with higher hurricane costs. If you have property damage, contact your insurance company as soon as possible.
Here are some additional tips to help when filing a claim:
- Before calling your insurance company, try to locate your policy number and other relevant information. Your company representative will prepare a "Notice of Loss" form and an adjuster will be assigned to assist you. Ask for a timeline on when your agent can help you.
- Take photographs/video before clean-up or repairs. If you have already taken your damaged items out of the house, take pictures of the debris. After you've documented the damage, make the repairs necessary to prevent further damage, but do not make any permanent repairs until an adjuster or company representative is able to inspect the damage and your carrier approves the repairs.
- Save all receipts. Keep a diary of all discussions with your agent or carrier. Cooperate fully with the insurance company. Ask what documents, forms and data you will need to file the claim.